Personal Banking Products

 

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FNB Financial Personal Banking Products

FNB Financial is dedicated to building personalized banking relationships with our customers. That's why we offer a number of personal products to fit your specific needs.

Do you want to maintain a low balance, and have unlimited check writing?
Are you 50 yet?
Do you need flexibility and competitive interest rate?
Do you want a simple way to save money?
Need holiday money? This is the account for you.
Do you need a checking account that helps you maximize health insurance benefits?
Do you want to lock into a higher interest rate?

 

Do you want to maintain a low balance, and have unlimited check writing?
Free Checking
  • Minimum to open
  • No minimum balance
  • No monthly service charge
  • Unlimited check writing
  • Monthly statements
  • Internet Banking
  • Debit Cards

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Are you 50 yet?
Horizons Interest Checking
  • Minimum to open
  • Balance to avoid service charge
  • Interest bearing with tiered rates
  • Unlimited Check Writing
  • Monthly statement
  • Internet Banking
  • Debit card
  • Additional Perks

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Do you need flexibility and competitive interest rate?
Money Market Checking
  • Minimum to open
  • Balance to avoid service charge
  • Interest bearing with tiered rates
  • Unlimited check writing
  • Monthly statement
  • Internet banking
  • Debit card

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Do you want a simple way to save money?
Savings
  • Minimum to open
  • Low minimum balance to avoid service charge
  • Interest bearing
  • Unlimited in-person or ATM withdrawals
  • Quarterly statements
  • Internet banking
  • ATM card

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Need holiday money? This is the account for you.
Christmas Club
  • Minimum to open
  • Interest bearing
  • Deposits can be in person or automatic
  • Withdrawals not available
  • Fee for closing early
  • Checks in mid-October

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Do you need a checking account that helps you maximize health insurance benefits?
Health Savings
  • Minimum to open
  • No minimum balance
  • Interest bearing with tiered rates
  • Unlimited withdrawals
  • Monthly statement
  • Internet banking
  • Debit card

[More Information]

 
Do you want to lock into a higher interest rate?
Certificate of Deposit
  • Regular CD's
  • IRA CD's
  • Minimum to open
  • Interest bearing
  • Terms 3 - 60 months
  • Early withdrawal penalties

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