FNB Financial is dedicated to building personalized banking relationships with our customers. That's why we offer a number of personal products to fit your specific needs.
Certificate of Deposit |
| Balance to Open |
$1,000.00 for regular, $100.00 for IRA CD (both traditional or Roth) |
| Maintenance Charge |
N/A |
| Interest Rate |
Fixed rate for specific term of deposit
[Check current rates] |
| Interest Rate Structure |
Interest accrues on a daily collected balance |
| Interest Payment Options |
-
Monthly check if certificate amount is $5,000.00 or greater
-
Credit Quarterly to a FNB Financial account
-
Compounded quarterly
|
| Early Withdrawal |
-
Less than one year maturity - 90 days
interest penalty
-
One year to less than 24 months maturity - 180 days interest penalty
-
24 months to less than 48 months maturity - 270 days interest penalty
-
48 months to 60 months maturity -360 days interest penalty
|
| Early Withdrawal Due to Death |
Penalty waived upon death of any owner of certificate if redeemed within
six (6) months of death. |
| Early Withdrawal for 59 1/2 or older on IRA |
No penalty on IRA distribution |
