IRA Accounts

Individual Retirement Accounts (IRA)

FNB Financial offers Individual Retirement Accounts (IRA’s). Whether it be a Traditional, Roth or Educational IRA that you desire, FNB has the account to fit your needs. IRA accounts are available in several flavors with FNB.

You can open an IRA account with investment in any Certificate of Deposit that we offer or you can open an IRA account through our Subsidiary, FNB Financial Services Inc. with investment in various non insured investment products.

Types of IRA Accounts

Traditional IRA accounts provide you with excellent tax advantages due to tax deferral of earnings until funds are withdrawn.

Roth IRA distributions are tax free as contributions are made with after tax income.

Educational IRA accounts allow tax free accumulation of funds for post secondary education. This is an excellent tool for parents and grandparents to invest in the future success of their children and grandchildren.

The Customer Service professionals at FNB are ready to answer your questions and assist you in starting your IRA today. For current rates, please contact us.